PB 'n Chocolate Bread Pudding Bonanza

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4 slices light bread, lightly toasted and cut into 1/2-inch cubes

3 tablespoons semi-sweet mini chocolate chips, plus more, for serving, optional

1 1/3 cups light vanilla soymilk

1/3 cup fat-free liquid egg substitute

3 tablespoons reduced-fat peanut butter

2 1/2 tablespoons brown sugar (not packed)

Dash salt

Fat-free whipped topping, optional

Chopped peanuts, for serving, optional