Rajma (Vegetarian Chili)

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2 tablespoons vegetable oil

1 cup minced onions

1 green bell pepper, diced

2 cloves garlic, minced

4 firm, ripe tomatoes, cut into 1-inch pieces

2 teaspoons minced gingerroot, or 1 teaspoon ground ginger

1 teaspoon cumin seeds

1 teaspoon Garam Masala

1/2 teaspoon lemon pepper

1/4 teaspoon dried red pepper flakes, or to taste (optional)

2 cups drained kidney beans (19-ounce can)

Salt and freshly ground pepper, to taste

1/2 lemon, juiced, or to taste

3 tablespoons minced fresh cilantro