Garlic Seafood Soup

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1 1/2 pounds mussels

1 1/2 pounds clams

1 1/2 pounds red snapper fillets (swordfish or any other firm white fish can be used)

1/2 cup extra-virgin olive oil

1/2 cup freshly grated ginger

1 cup finely minced garlic (about 2 heads)

1 cup finely minced sweet onion (about 2 small onions)

1 medium red bell pepper, finely diced

1 medium yellow bell pepper, finely diced

1 medium tomato, finely diced

1/2 to 1 cup clam broth

4 limes, 1 juiced and 3 cut into wedges for serving

3 tablespoons cilantro leaves, finely minced

1 1/2 teaspoons saffron threads

1 jalapeno or serrano pepper

1 very ripe banana, thinly sliced

2 cups light coconut milk

Kosher salt and freshly ground black pepper

Crusty bread, for serving