1 tablespoon vegetable oil
1 green bell pepper, chopped
1 red bell pepper, chopped
1/2 white onion, chopped
One 28-ounce can whole peeled tomatoes in sauce
One 28-ounce can tomato sauce
1/2 teaspoon ground cumin
1/2 teaspoon ground oregano
1/2 teaspoon black pepper
1 pound melting white American cheese, preferably Land o' Lakes
1/4 cup pickled jalapenos
2 cups milk
1 teaspoon vegetable oil
4 ounces sirloin or skirt steak, sliced into bite-size pieces
Kosher salt and black pepper
1 large flour tortilla
1/2 cup canned refried beans, warm
1/2 cup cooked Mexican or Spanish rice, warm
2 tablespoons chopped white onion
1 tablespoon chopped fresh cilantro
1/4 cup shredded mozzarella cheese
For serving, optional: Sour cream; guacamole; shredded lettuce