Heat vegetable oil in a large skillet. Add onion and saute for 5 minutes or until somewhat tender. Add beef and garlic continue to saute 10 minutes until beef is cooked. Stir in ground chili and cumin, tomato and chili sauces, corn, water and simmer uncovered for 10 minutes. Season with salt and pepper. Spoon over bread of choice.
VARIATION FOR ADULTS: Toast bread, top with thin slices of Swiss, Monterey Jack or Cheddar cheese and melt slightly in toaster oven. After hamburger mix is done, separate mixture between two skillets. To adults portion add chopped green chilis or minced fresh jalapeno peppers. Can top with sour cream and slivers of red bell pepper.