1 (14 oz.) can Eagle Brand® Sweetened Condensed Milk
1 1/2 cups cold water
1 (4-serving) pkg. instant vanilla pudding mix
2 cups (1 pint) heavy cream, whipped
36 vanilla wafers
3 medium bananas, sliced and dipped in lemon juice
For fun individual pudding desserts for guests; prepare mixture and layers in individual serving dessert dishes or cups with stems. Serve chilled.