Lightened-Up Nachos

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Nonstick cooking spray, for the baking sheet and tortillas

Six 6-inch corn tortillas 

2 teaspoons ranch seasoning mix 

2 tablespoons chopped fresh cilantro  

1/4 teaspoon ground cumin 

1 vine-ripened tomato, finely diced 

1 lime, juiced 

1 small ripe avocado, diced 

1/2 small red onion, finely diced 

Kosher salt and freshly ground black pepper 

1 cup drained and rinsed canned black beans 

1 cup drained canned corn 

1/4 cup sliced pickled jalapenos 

4 ounces pepper jack cheese, grated