Apple, Dried Cherry and Almond Loaf

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1/2 cup rolled oats

1 1/4 cups milk

2 cups self-rising or wholegrain flour

1 teaspoon baking powder

4 1/2 ounces dried cherries

1 1/2 ounces dried apples, diced

1/3 cup soft brown sugar

1 teaspoon ground cinnamon

3 tablespoons honey, plus more for garnish

1 egg, lightly beaten

5 tablespoons coarsely chopped almonds

Fresh ricotta

Honey, for drizzling