Cream Cheese Dip

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2 (8-ounce) packages cream cheese, softened

1/3 cup sour cream

2 tablespoons finely minced onion

3 tablespoons carrot, finely diced

3 tablespoons scallions, green part only, sliced thinly

3 tablespoons red pepper, finely diced

1 tablespoon soy sauce

Freshly ground pepper to taste

Small round peasant style bread

Bagel chips