Hot Seasoned French Bread with Ham and Tomatoes

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Loaf of French or Italian bread

2/3 cup grated sharp white cheddar cheese

1/4 cup finely diced red onion

2 tablespoons of olive oil

1 tablespoon red wine vinegar

1/4 teaspoon dried oregano

1/4 cup chopped pitted black olives

2 tomatoes, very thinly sliced

4 to 6 ounces Black Forest ham, thinly sliced