Zesty Rice Salad

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1 tablespoon canola oil

1 tablespoon chopped garlic

1 1/2 cups long-grain white rice

2 1/4 cups water

1 tablespoon chili seasoning

Salt and freshly ground black pepper

1/2 medium red onion, diced

1 yellow pepper, diced

1 (14.5-ounce) can red beans, drained and rinsed

1 tablespoon white vinegar

1 tablespoon freshly chopped cilantro leaves